Calculating Student Loans

Calculating Student Loans When Qualifying for a Mortgage

Freedom Mortgage follows the minimum guidelines when Calculating Student Loans.  One important change is that Fannie Mae is allowing lenders to use income base repayment plan payment as your qualifying payment. Previously, it was 1% of the balance of your student loan. There are different rules for FHA and VA loans for veterans.  If you have any questions about student loan debt and how that relates to qualifying for a mortgage, contact Robert DiGiore at 813-504-8593 or email him at

If you are looking to buy or sell your home, contact us today. We save our clients money and sell our homes for top dollar.

Phone: (516) 909-9213 or at (813) 699-1800

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